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Last modified by Crumbgrabber Trading on 2025/10/28 19:07
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edited by Crumbgrabber Trading
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edited by Crumbgrabber Trading
on 2025/10/28 19:07
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1 + Terms of Service and Privacy Policy
2 +Crumbgrabber Trading
3 +
4 +Trading ideas, blog, wiki, etc.
5 +
6 +Last Updated: 10/28/2025
7 +
8 +~-~--
9 +
10 + IMPORTANT NOTICE - PLEASE READ CAREFULLY
11 +
12 +By accessing or using this website and its services, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use this platform.
13 +
14 +~-~--
15 +
16 + ~1. IMPORTANT SECURITIES AND INVESTMENT DISCLAIMERS
17 +
18 + 1.1 No Investment Advice or Recommendations
19 +
20 +YOU UNDERSTAND AND AGREE THAT:
21 +
22 +- NO CONTENT published on this platform constitutes investment advice, a recommendation, or an endorsement that any particular security, portfolio of securities, transaction, or investment strategy is suitable for any specific person.
23 +- None of the traders, content contributors, information providers, or their affiliates are advising you personally concerning the nature, potential, value, or suitability of any particular security, portfolio of securities, transaction, investment strategy, or other matter.
24 +- All content, including trade ideas, analyses, predictions, and commentary, is for informational and educational purposes only and should be considered entertainment.
25 +- This platform does NOT provide tax, legal, insurance, or investment advice, and nothing on the platform should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security.
26 +- We are NOT licensed securities dealers, brokers, registered investment advisers, or investment banks.
27 +- We are NOT fiduciaries by virtue of any person's use of or access to the platform.
28 +
29 + 1.2 Investment Risks and No Guarantees
30 +
31 +YOU ACKNOWLEDGE AND UNDERSTAND THAT:
32 +
33 +- All investments involve substantial risk. An investment in any security is subject to numerous risks, and discussions of any security published on the platform will not contain a complete list or description of relevant risk factors.
34 +- PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS. You should not assume that the future performance of any specific investment or investment strategy will be profitable or equal to corresponding past performance levels.
35 +- INHERENT IN ANY INVESTMENT IS THE POTENTIAL FOR LOSS. You may lose all or a portion of your investment capital.
36 +- Trading in financial markets is speculative and volatile, and prices can change rapidly and unpredictably.
37 +- Performance data is supplied by sources believed to be reliable, but calculations on our platform are not guaranteed by these sources, information providers, or any other person or entity, and may not be complete or accurate.
38 +- Content on the platform is presented only as of the date published or indicated and may be superseded by subsequent market events or for other reasons.
39 +
40 + 1.3 Your Sole Responsibility
41 +
42 +YOU AGREE THAT:
43 +
44 +- You alone are solely responsible for determining whether any investment, security, strategy, or any other product or service is appropriate or suitable for you based on your investment objectives and personal financial situation.
45 +- You must evaluate the merits and risks associated with the use of any information on the platform before making any decisions based on such information.
46 +- You should consult with a qualified, licensed financial adviser, attorney, accountant, or tax professional regarding your specific situation before making any investment decisions.
47 +- You are responsible for your own independent research and due diligence.
48 +- You should not rely solely on information from this platform to make investment decisions.
49 +
50 + 1.4 No Recommendation of Specific Investments
51 +
52 +It should NOT be assumed that any investments in securities, companies, sectors, or markets identified and described on this platform were or will be profitable. No recommendation or advice is being given as to whether any investment is suitable for a particular investor.
53 +
54 +~-~--
55 +
56 + 2. USER RESPONSIBILITIES AND CONDUCT
57 +
58 + 2.1 Age Requirement
59 +
60 +You affirm that you are at least 18 years of age (or the age of majority in your jurisdiction), as the platform is not intended for minors. If we discover that a registered user is under the legal age, we will immediately terminate that user's account.
61 +
62 + 2.2 Account Registration and Security
63 +
64 +When you create an account, you agree to:
65 +
66 +- Provide accurate, current, and complete information during registration
67 +- Maintain only one account per person
68 +- Maintain the accuracy of your account information
69 +- Keep your password confidential and secure
70 +- Never share your account credentials with any third party
71 +- Never use another user's account without permission
72 +- Notify us immediately of any breach of security or unauthorized use of your account
73 +- Accept full responsibility for all activities that occur under your account
74 +
75 + 2.3 Prohibited Conduct
76 +
77 +You agree NOT to:
78 +
79 +- Post or transmit any content that is false, misleading, fraudulent, or deceptive
80 +- Impersonate any person or entity or falsely state your affiliation with any person or entity
81 +- Post content that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically, or otherwise objectionable
82 +- Engage in market manipulation, pump-and-dump schemes, or any other fraudulent trading activities
83 +- Violate any local, state, national, or international law, including but not limited to securities laws and regulations
84 +- Promote illegal activities or encourage others to engage in illegal conduct
85 +- Infringe upon the intellectual property rights of others
86 +- Post advertising, promotional materials, spam, chain letters, or pyramid schemes
87 +- Transmit any viruses, malware, or other harmful computer code
88 +- Attempt to gain unauthorized access to the platform, other users' accounts, or computer systems
89 +- Use bots, scrapers, crawlers, or automated tools to access or collect data from the platform
90 +- Interfere with or disrupt the platform or servers connected to the platform
91 +
92 +~-~--
93 +
94 + 3. USER-GENERATED CONTENT
95 +
96 + 3.1 Content Ownership and License
97 +
98 +When you post trade ideas, analyses, comments, or other content ("User Content") on the platform:
99 +
100 +- You retain ownership of your User Content
101 +- You grant us a worldwide, royalty-free, perpetual, irrevocable, non-exclusive, transferable, and sublicensable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display your User Content in any manner, mode of delivery, or media now known or developed in the future
102 +- You represent and warrant that you own or have all necessary rights to grant this license for any User Content you post
103 +- You are solely responsible for your User Content and any consequences of posting or publishing it
104 +
105 + 3.2 Disclosure Requirements for User Content
106 +
107 +When posting trade ideas or investment-related content, you agree to:
108 +
109 +- Disclose any positions (long, short, or otherwise) you hold in any securities mentioned in your content at the time of posting
110 +- Disclose your intentions if you plan to buy or sell a security within three days of publication
111 +- Disclose any material conflicts of interest, including:
112 + - Employment relationships with companies you write about
113 + - Consulting arrangements or compensation from companies you discuss
114 + - Any material business relationships with companies whose stocks you mention
115 + - Receipt of any compensation, sponsorship, or affiliate commissions related to the content
116 +- Not post content with the intention of artificially boosting or reducing a stock's price to profit from the resulting movement
117 +- Not engage in coordinated efforts to manipulate securities prices
118 +
119 + 3.3 Content Moderation
120 +
121 +We reserve the right, but have no obligation, to:
122 +
123 +- Monitor, review, edit, remove, or refuse to post any User Content at any time and for any reason, at our sole discretion
124 +- Remove content that violates these Terms or is otherwise inappropriate, false, misleading, or harmful
125 +- Suspend or terminate accounts of users who violate these Terms
126 +- Cooperate with law enforcement or regulatory authorities
127 +
128 +We do NOT endorse, support, represent, or guarantee the completeness, truthfulness, accuracy, or reliability of any User Content. You use User Content at your own risk.
129 +
130 + 3.4 Third-Party Content
131 +
132 +The platform may contain opinions, recommendations, and content from third parties. We assume NO responsibility for:
133 +
134 +- The accuracy, completeness, or usefulness of third-party content
135 +- The conduct of third parties
136 +- Any losses or damages resulting from reliance on third-party content
137 +- Verification of credentials or qualifications of content contributors
138 +
139 +~-~--
140 +
141 + 4. CONFLICTS OF INTEREST AND DISCLOSURES
142 +
143 + 4.1 Contributor Positions
144 +
145 +Content contributors and traders on the platform may:
146 +
147 +- Have positions in securities they discuss
148 +- Trade for their own accounts
149 +- Change their positions at any time without notice
150 +- Have affiliations or business relationships that create conflicts of interest
151 +
152 +We require contributors to disclose certain positions and relationships, but you understand and agree that contributors may have undisclosed interests that could affect their objectivity.
153 +
154 + 4.2 Platform Affiliations
155 +
156 +The platform may:
157 +
158 +- Receive compensation from advertisers, sponsors, or partners
159 +- Have business relationships with companies whose securities are discussed on the platform
160 +- Display advertisements for financial services, brokers, or other relevant businesses
161 +- Use affiliate links (where permitted and disclosed)
162 +
163 + 4.3 No Duty to Update
164 +
165 +Previously published information and data may not be current and should not be relied upon. We have no obligation to update or correct information after it is posted.
166 +
167 +~-~--
168 +
169 + 5. INTELLECTUAL PROPERTY
170 +
171 + 5.1 Platform Content
172 +
173 +All content on the platform, including text, graphics, logos, images, software, and design elements (excluding User Content), is the property of the platform or its licensors and is protected by copyright, trademark, and other intellectual property laws.
174 +
175 + 5.2 Limited License to Users
176 +
177 +You may access and use the platform and its content solely for your personal, non-commercial use. You may not:
178 +
179 +- Copy, modify, distribute, sell, or lease any part of the platform or its content
180 +- Reverse engineer or attempt to extract the source code of any software
181 +- Remove, alter, or obscure any copyright, trademark, or other proprietary notices
182 +- Use the platform's content for any commercial purpose without written permission
183 +
184 +~-~--
185 +
186 + 6. DISCLAIMERS AND LIMITATIONS OF LIABILITY
187 +
188 + 6.1 "AS IS" Disclaimer
189 +
190 +THE PLATFORM AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:
191 +
192 +- Warranties of merchantability, fitness for a particular purpose, or non-infringement
193 +- Warranties that the platform will be uninterrupted, timely, secure, or error-free
194 +- Warranties regarding the accuracy, reliability, or completeness of content
195 +- Warranties that defects will be corrected or that the platform is free of viruses or harmful components
196 +
197 + 6.2 Limitation of Liability
198 +
199 +TO THE MAXIMUM EXTENT PERMITTED BY LAW:
200 +
201 +- We shall NOT be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, including but not limited to:
202 + - Lost profits, revenues, or business opportunities
203 + - Loss of data or goodwill
204 + - Trading losses or investment losses
205 + - Damages resulting from use of or reliance on platform content
206 +- Our total liability for all claims shall not exceed the amount you paid to us, if any, in the six months preceding the claim, or $100, whichever is less
207 +- We are not responsible for:
208 + - Market movements or investment performance
209 + - Decisions made based on platform content
210 + - Actions of third parties, including other users
211 + - Technical failures, interruptions, or data loss
212 + - Unauthorized access to your account due to your failure to secure your credentials
213 +
214 + 6.3 Third-Party Links
215 +
216 +The platform may contain links to third-party websites or services. We do not control, endorse, or assume responsibility for third-party content or services. Your use of third-party websites is at your own risk and subject to their terms and conditions.
217 +
218 +~-~--
219 +
220 + 7. INDEMNIFICATION
221 +
222 +You agree to indemnify, defend, and hold harmless the platform, its owners, operators, officers, directors, employees, agents, and affiliates from and against any and all claims, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from:
223 +
224 +- Your use of the platform
225 +- Your violation of these Terms
226 +- Your User Content
227 +- Your violation of any rights of another person or entity
228 +- Your investment decisions or trading activities
229 +
230 +~-~--
231 +
232 + 8. REGULATORY COMPLIANCE
233 +
234 + 8.1 Securities Laws
235 +
236 +You agree to comply with all applicable securities laws and regulations, including but not limited to:
237 +
238 +- Anti-fraud provisions
239 +- Insider trading prohibitions
240 +- Market manipulation prohibitions
241 +- Registration and disclosure requirements
242 +
243 + 8.2 Cooperation with Authorities
244 +
245 +We reserve the right to cooperate with law enforcement and regulatory authorities, including by disclosing user information and content when required by law or when we believe it is necessary to:
246 +
247 +- Comply with legal obligations
248 +- Protect our rights and property
249 +- Prevent fraud or illegal activity
250 +- Protect the safety of users or the public
251 +
252 +~-~--
253 +
254 + 9. ACCOUNT TERMINATION
255 +
256 + 9.1 Our Right to Terminate
257 +
258 +We may suspend or terminate your account and access to the platform at any time, with or without cause, with or without notice, including for:
259 +
260 +- Violation of these Terms
261 +- Fraudulent, illegal, or abusive conduct
262 +- Requests by law enforcement or regulatory authorities
263 +- Extended periods of inactivity
264 +- Any other reason at our sole discretion
265 +
266 + 9.2 Your Right to Terminate
267 +
268 +You may terminate your account at any time by following the account deletion process on the platform or by contacting us.
269 +
270 + 9.3 Effects of Termination
271 +
272 +Upon termination:
273 +
274 +- Your right to access and use the platform will immediately cease
275 +- Your User Content may be deleted (though we may retain copies for legal or operational purposes)
276 +- Sections of these Terms that by their nature should survive termination will remain in effect
277 +
278 +~-~--
279 +
280 + 10. MODIFICATIONS TO TERMS
281 +
282 +We reserve the right to modify these Terms at any time. Changes will be effective upon posting to the platform unless otherwise specified. We will provide notice of material changes through the platform or by email. Your continued use of the platform after changes are posted constitutes acceptance of the modified Terms.
283 +
284 +You should review these Terms periodically for updates.
285 +
286 +~-~--
287 +
288 + ~11. DISPUTE RESOLUTION
289 +
290 + 11.1 Governing Law
291 +
292 +These Terms shall be governed by and construed in accordance with the laws of Florida USA, without regard to conflict of law principles.
293 +
294 + 11.2 Arbitration Agreement
295 +
296 +PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR RIGHTS.
297 +
298 +Any dispute, claim, or controversy arising out of or relating to these Terms or your use of the platform shall be resolved by binding arbitration rather than in court, except that:
299 +
300 +- You may bring claims in small claims court if they qualify
301 +- Either party may seek injunctive or other equitable relief in court to prevent infringement of intellectual property rights
302 +
303 +The arbitration shall be administered by an ARBITER of Crumbgrabber Tradings Choice in accordance with its rules. The arbitration shall take place in Tampa Florida area. Each party shall bear its own costs of arbitration unless otherwise awarded by the arbitrator.
304 +
305 + 11.3 Class Action Waiver
306 +
307 +YOU AGREE THAT ANY ARBITRATION OR PROCEEDING SHALL BE CONDUCTED ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. You waive any right to participate in a class action lawsuit or class-wide arbitration.
308 +
309 + 11.4 Jury Trial Waiver
310 +
311 +TO THE EXTENT PERMITTED BY LAW, YOU AND WE WAIVE ANY RIGHT TO TRIAL BY JURY in any proceeding arising out of or relating to these Terms or your use of the platform.
312 +
313 +~-~--
314 +
315 + 12. PRIVACY POLICY
316 +
317 + 12.1 Introduction
318 +
319 +This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you use our platform. By using the platform, you consent to our data practices as described in this policy.
320 +
321 + 12.2 Information We Collect
322 +
323 +Information You Provide:
324 +- Account registration information (name, email address, username, password)
325 +- Profile information (bio, trading experience, interests)
326 +- User Content (trade ideas, comments, messages)
327 +- Communications with us (support inquiries, feedback)
328 +- Payment information (if applicable)
329 +
330 +Information Collected Automatically:
331 +- Device information (IP address, browser type, operating system)
332 +- Usage data (pages viewed, features used, time spent, click patterns)
333 +- Cookies and similar tracking technologies
334 +- Location data (general geographic location based on IP address)
335 +
336 +Information from Third Parties:
337 +- Social media profile information (if you connect social accounts)
338 +- Information from analytics providers
339 +- Publicly available information
340 +
341 + 12.3 How We Use Your Information
342 +
343 +We use your information to:
344 +
345 +- Provide, maintain, and improve the platform
346 +- Create and manage your account
347 +- Process transactions and send transaction notifications
348 +- Communicate with you about the platform, including updates and promotional messages
349 +- Personalize your experience and provide customized content
350 +- Monitor and analyze usage patterns and trends
351 +- Detect, prevent, and address fraud, security issues, and technical problems
352 +- Enforce these Terms and comply with legal obligations
353 +- Conduct research and development
354 +
355 + 12.4 How We Share Your Information
356 +
357 +We may share your information with:
358 +
359 +Other Users:
360 +- Your public profile information and User Content are visible to other users
361 +- Your trading activity and performance (if you choose to make it public)
362 +
363 +Service Providers:
364 +- Third-party vendors who perform services on our behalf (hosting, analytics, payment processing, email services, customer support)
365 +- These providers are contractually obligated to protect your information
366 +
367 +Business Transfers:
368 +- In connection with a merger, acquisition, bankruptcy, or sale of assets
369 +
370 +Legal Requirements:
371 +- When required by law, court order, or government regulation
372 +- To protect our rights, property, or safety, or that of our users or the public
373 +- To detect, prevent, or investigate fraud, security breaches, or illegal activity
374 +
375 +With Your Consent:
376 +- When you explicitly authorize us to share your information
377 +
378 +We do NOT sell your personal information to third parties for their marketing purposes without your explicit consent.
379 +
380 + 12.5 Cookies and Tracking Technologies
381 +
382 +We use cookies, web beacons, and similar technologies to:
383 +
384 +- Remember your preferences and settings
385 +- Analyze platform usage and performance
386 +- Deliver targeted advertising
387 +- Enhance security
388 +
389 +You can control cookies through your browser settings, but disabling cookies may limit your ability to use certain features of the platform.
390 +
391 + 12.6 Data Security
392 +
393 +We implement reasonable technical, administrative, and physical security measures to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission or storage is 100% secure, and we cannot guarantee absolute security.
394 +
395 +You are responsible for maintaining the confidentiality of your account credentials.
396 +
397 + 12.7 Data Retention
398 +
399 +We retain your information for as long as necessary to:
400 +
401 +- Provide the platform services
402 +- Comply with legal obligations
403 +- Resolve disputes
404 +- Enforce our Terms
405 +
406 +When information is no longer needed, we will delete or anonymize it in accordance with our data retention policies.
407 +
408 + 12.8 Your Privacy Rights
409 +
410 +Depending on your location, you may have certain rights regarding your personal information, including:
411 +
412 +- Access: Request access to your personal information
413 +- Correction: Request correction of inaccurate information
414 +- Deletion: Request deletion of your information (subject to legal exceptions)
415 +- Portability: Request a copy of your information in a portable format
416 +- Objection: Object to certain processing of your information
417 +- Withdrawal of Consent: Withdraw consent where processing is based on consent
418 +- Opt-Out: Opt out of marketing communications
419 +
420 +To exercise these rights, contact us at crumbgrabbertrading@gmail.com. We will respond to requests within the timeframe required by applicable law.
421 +
422 + 12.9 International Data Transfers
423 +
424 +If you are located outside USA, your information may be transferred to and processed in other countries where we or our service providers operate. By using the platform, you consent to the transfer of your information to countries that may have different data protection laws than your country of residence.
425 +
426 + 12.10 Children's Privacy
427 +
428 +The platform is not intended for children under 18 (or the age of majority in your jurisdiction). We do not knowingly collect personal information from children. If we discover that we have collected information from a child, we will promptly delete it.
429 +
430 + 12.11 Changes to Privacy Policy
431 +
432 +We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy on the platform and updating the "Last Updated" date. Your continued use of the platform after changes are posted constitutes acceptance of the updated policy.
433 +
434 + 12.12 Contact Us
435 +
436 +If you have questions about this Privacy Policy or our data practices, please contact us at:
437 +
438 +Crumbgrabber Trading
439 +crumbgrabbertrading@gmail.com
440 +~-~--
441 +
442 + 13. GENERAL PROVISIONS
443 +
444 + 13.1 Entire Agreement
445 +
446 +These Terms, together with our Privacy Policy and any additional terms or policies referenced herein, constitute the entire agreement between you and us regarding the platform and supersede all prior agreements and understandings.
447 +
448 + 13.2 Severability
449 +
450 +If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect, and the invalid provision will be modified to the minimum extent necessary to make it valid and enforceable.
451 +
452 + 13.3 Waiver
453 +
454 +Our failure to enforce any provision of these Terms shall not constitute a waiver of that provision or any other provision.
455 +
456 + 13.4 Assignment
457 +
458 +You may not assign or transfer these Terms or your rights under these Terms without our prior written consent. We may assign or transfer these Terms or our rights at any time without notice.
459 +
460 + 13.5 Force Majeure
461 +
462 +We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including natural disasters, war, terrorism, panics, government actions, or failures of internet or telecommunications infrastructure.
463 +
464 + 13.6 Notices
465 +
466 +Notices to you may be provided by email, posting on the platform, or other reasonable means. You agree that electronic notices satisfy any legal requirement that notices be in writing.
467 +
468 +Notices to us should be sent to:
469 +
470 +Crumbgrabber Trading
471 +crumbgrabbertrading@gmail.com
472 +
473 + 13.7 Relationship
474 +
475 +Nothing in these Terms creates a partnership, joint venture, employment, or agency relationship between you and us.
476 +
477 +~-~--
478 +
479 + 14. CONTACT INFORMATION
480 +
481 +If you have any questions about these Terms or the platform, please contact us at:
482 +
483 +Crumbgrabber Trading
484 +Email: crumbgrabbertrading@gmail.com
485 +~-~--
486 +
487 + 15. ACKNOWLEDGMENT
488 +
489 +BY USING THIS PLATFORM, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE AND PRIVACY POLICY.
490 +
491 +YOU FURTHER ACKNOWLEDGE THAT:
492 +
493 +- Trading and investing involve substantial risk of loss
494 +- You should not trade or invest money you cannot afford to lose
495 +- This platform is for informational and educational purposes only
496 +- No content on the platform constitutes personalized investment advice
497 +- You are solely responsible for your investment decisions
498 +- Past performance does not guarantee future results
499 +- You should consult qualified professionals before making investment decisions
500 +
501 +~-~--
502 +
503 +LAST UPDATED: 10/25/2025
504 +
505 +©2025 Crumbgrabber Trading. All rights reserved.