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Last modified by Crumbgrabber Trading on 2025/10/28 19:07
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edited by Crumbgrabber Trading
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To version 3.1
edited by Crumbgrabber Trading
on 2025/10/28 19:07
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1 -# Terms of Service and Privacy Policy
2 -~#~# Trading Ideas Platform
1 + Terms of Service and Privacy Policy
2 +Crumbgrabber Trading
3 3  
4 -~*~*Last Updated: 10/28/2025~*~*
4 +Trading ideas, blog, wiki, etc.
5 5  
6 +Last Updated: 10/28/2025
7 +
6 6  ~-~--
7 7  
8 -~#~# IMPORTANT NOTICE - PLEASE READ CAREFULLY
10 + IMPORTANT NOTICE - PLEASE READ CAREFULLY
9 9  
10 10  By accessing or using this website and its services, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use this platform.
11 11  
12 12  ~-~--
13 13  
14 -~#~# 1. IMPORTANT SECURITIES AND INVESTMENT DISCLAIMERS
16 + ~1. IMPORTANT SECURITIES AND INVESTMENT DISCLAIMERS
15 15  
16 -~#~## 1.1 No Investment Advice or Recommendations
18 + 1.1 No Investment Advice or Recommendations
17 17  
18 -~*~*YOU UNDERSTAND AND AGREE THAT:~*~*
20 +YOU UNDERSTAND AND AGREE THAT:
19 19  
20 -- ~*~*NO CONTENT~*~* published on this platform constitutes investment advice, a recommendation, or an endorsement that any particular security, portfolio of securities, transaction, or investment strategy is suitable for any specific person.
22 +- NO CONTENT published on this platform constitutes investment advice, a recommendation, or an endorsement that any particular security, portfolio of securities, transaction, or investment strategy is suitable for any specific person.
21 21  - None of the traders, content contributors, information providers, or their affiliates are advising you personally concerning the nature, potential, value, or suitability of any particular security, portfolio of securities, transaction, investment strategy, or other matter.
22 -- All content, including trade ideas, analyses, predictions, and commentary, is ~*~*for informational and educational purposes only~*~* and should be considered ~*~*entertainment~*~*.
23 -- This platform does ~*~*NOT~*~* provide tax, legal, insurance, or investment advice, and nothing on the platform should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security.
24 -- We are ~*~*NOT~*~* licensed securities dealers, brokers, registered investment advisers, or investment banks.
25 -- We are ~*~*NOT~*~* fiduciaries by virtue of any person's use of or access to the platform.
24 +- All content, including trade ideas, analyses, predictions, and commentary, is for informational and educational purposes only and should be considered entertainment.
25 +- This platform does NOT provide tax, legal, insurance, or investment advice, and nothing on the platform should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security.
26 +- We are NOT licensed securities dealers, brokers, registered investment advisers, or investment banks.
27 +- We are NOT fiduciaries by virtue of any person's use of or access to the platform.
26 26  
27 -~#~## 1.2 Investment Risks and No Guarantees
29 + 1.2 Investment Risks and No Guarantees
28 28  
29 -~*~*YOU ACKNOWLEDGE AND UNDERSTAND THAT:~*~*
31 +YOU ACKNOWLEDGE AND UNDERSTAND THAT:
30 30  
31 -- ~*~*All investments involve substantial risk.~*~* An investment in any security is subject to numerous risks, and discussions of any security published on the platform will not contain a complete list or description of relevant risk factors.
32 -- ~*~*PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS.~*~* You should not assume that the future performance of any specific investment or investment strategy will be profitable or equal to corresponding past performance levels.
33 -- ~*~*INHERENT IN ANY INVESTMENT IS THE POTENTIAL FOR LOSS.~*~* You may lose all or a portion of your investment capital.
34 -- Trading in financial markets is ~*~*speculative and volatile~*~*, and prices can change rapidly and unpredictably.
33 +- All investments involve substantial risk. An investment in any security is subject to numerous risks, and discussions of any security published on the platform will not contain a complete list or description of relevant risk factors.
34 +- PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS. You should not assume that the future performance of any specific investment or investment strategy will be profitable or equal to corresponding past performance levels.
35 +- INHERENT IN ANY INVESTMENT IS THE POTENTIAL FOR LOSS. You may lose all or a portion of your investment capital.
36 +- Trading in financial markets is speculative and volatile, and prices can change rapidly and unpredictably.
35 35  - Performance data is supplied by sources believed to be reliable, but calculations on our platform are not guaranteed by these sources, information providers, or any other person or entity, and may not be complete or accurate.
36 36  - Content on the platform is presented only as of the date published or indicated and may be superseded by subsequent market events or for other reasons.
37 37  
38 -~#~## 1.3 Your Sole Responsibility
40 + 1.3 Your Sole Responsibility
39 39  
40 -~*~*YOU AGREE THAT:~*~*
42 +YOU AGREE THAT:
41 41  
42 -- ~*~*You alone are solely responsible~*~* for determining whether any investment, security, strategy, or any other product or service is appropriate or suitable for you based on your investment objectives and personal financial situation.
44 +- You alone are solely responsible for determining whether any investment, security, strategy, or any other product or service is appropriate or suitable for you based on your investment objectives and personal financial situation.
43 43  - You must evaluate the merits and risks associated with the use of any information on the platform before making any decisions based on such information.
44 44  - You should consult with a qualified, licensed financial adviser, attorney, accountant, or tax professional regarding your specific situation before making any investment decisions.
45 45  - You are responsible for your own independent research and due diligence.
46 46  - You should not rely solely on information from this platform to make investment decisions.
47 47  
48 -~#~## 1.4 No Recommendation of Specific Investments
50 + 1.4 No Recommendation of Specific Investments
49 49  
50 -It should ~*~*NOT~*~* be assumed that any investments in securities, companies, sectors, or markets identified and described on this platform were or will be profitable. No recommendation or advice is being given as to whether any investment is suitable for a particular investor.
52 +It should NOT be assumed that any investments in securities, companies, sectors, or markets identified and described on this platform were or will be profitable. No recommendation or advice is being given as to whether any investment is suitable for a particular investor.
51 51  
52 52  ~-~--
53 53  
54 -~#~# 2. USER RESPONSIBILITIES AND CONDUCT
56 + 2. USER RESPONSIBILITIES AND CONDUCT
55 55  
56 -~#~## 2.1 Age Requirement
58 + 2.1 Age Requirement
57 57  
58 58  You affirm that you are at least 18 years of age (or the age of majority in your jurisdiction), as the platform is not intended for minors. If we discover that a registered user is under the legal age, we will immediately terminate that user's account.
59 59  
60 -~#~## 2.2 Account Registration and Security
62 + 2.2 Account Registration and Security
61 61  
62 62  When you create an account, you agree to:
63 63  
... ... @@ -70,9 +70,9 @@
70 70  - Notify us immediately of any breach of security or unauthorized use of your account
71 71  - Accept full responsibility for all activities that occur under your account
72 72  
73 -~#~## 2.3 Prohibited Conduct
75 + 2.3 Prohibited Conduct
74 74  
75 -You agree ~*~*NOT~*~* to:
77 +You agree NOT to:
76 76  
77 77  - Post or transmit any content that is false, misleading, fraudulent, or deceptive
78 78  - Impersonate any person or entity or falsely state your affiliation with any person or entity
... ... @@ -89,24 +89,24 @@
89 89  
90 90  ~-~--
91 91  
92 -~#~# 3. USER-GENERATED CONTENT
94 + 3. USER-GENERATED CONTENT
93 93  
94 -~#~## 3.1 Content Ownership and License
96 + 3.1 Content Ownership and License
95 95  
96 96  When you post trade ideas, analyses, comments, or other content ("User Content") on the platform:
97 97  
98 -- ~*~*You retain ownership~*~* of your User Content
99 -- You grant us a ~*~*worldwide, royalty-free, perpetual, irrevocable, non-exclusive, transferable, and sublicensable license~*~* to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display your User Content in any manner, mode of delivery, or media now known or developed in the future
100 +- You retain ownership of your User Content
101 +- You grant us a worldwide, royalty-free, perpetual, irrevocable, non-exclusive, transferable, and sublicensable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display your User Content in any manner, mode of delivery, or media now known or developed in the future
100 100  - You represent and warrant that you own or have all necessary rights to grant this license for any User Content you post
101 101  - You are solely responsible for your User Content and any consequences of posting or publishing it
102 102  
103 -~#~## 3.2 Disclosure Requirements for User Content
105 + 3.2 Disclosure Requirements for User Content
104 104  
105 105  When posting trade ideas or investment-related content, you agree to:
106 106  
107 -- ~*~*Disclose any positions~*~* (long, short, or otherwise) you hold in any securities mentioned in your content at the time of posting
108 -- ~*~*Disclose your intentions~*~* if you plan to buy or sell a security within three days of publication
109 -- ~*~*Disclose any material conflicts of interest~*~*, including:
109 +- Disclose any positions (long, short, or otherwise) you hold in any securities mentioned in your content at the time of posting
110 +- Disclose your intentions if you plan to buy or sell a security within three days of publication
111 +- Disclose any material conflicts of interest, including:
110 110   - Employment relationships with companies you write about
111 111   - Consulting arrangements or compensation from companies you discuss
112 112   - Any material business relationships with companies whose stocks you mention
... ... @@ -114,7 +114,7 @@
114 114  - Not post content with the intention of artificially boosting or reducing a stock's price to profit from the resulting movement
115 115  - Not engage in coordinated efforts to manipulate securities prices
116 116  
117 -~#~## 3.3 Content Moderation
119 + 3.3 Content Moderation
118 118  
119 119  We reserve the right, but have no obligation, to:
120 120  
... ... @@ -123,11 +123,11 @@
123 123  - Suspend or terminate accounts of users who violate these Terms
124 124  - Cooperate with law enforcement or regulatory authorities
125 125  
126 -~*~*We do NOT endorse, support, represent, or guarantee the completeness, truthfulness, accuracy, or reliability of any User Content.~*~* You use User Content at your own risk.
128 +We do NOT endorse, support, represent, or guarantee the completeness, truthfulness, accuracy, or reliability of any User Content. You use User Content at your own risk.
127 127  
128 -~#~## 3.4 Third-Party Content
130 + 3.4 Third-Party Content
129 129  
130 -The platform may contain opinions, recommendations, and content from third parties. We assume ~*~*NO responsibility~*~* for:
132 +The platform may contain opinions, recommendations, and content from third parties. We assume NO responsibility for:
131 131  
132 132  - The accuracy, completeness, or usefulness of third-party content
133 133  - The conduct of third parties
... ... @@ -136,9 +136,9 @@
136 136  
137 137  ~-~--
138 138  
139 -~#~# 4. CONFLICTS OF INTEREST AND DISCLOSURES
141 + 4. CONFLICTS OF INTEREST AND DISCLOSURES
140 140  
141 -~#~## 4.1 Contributor Positions
143 + 4.1 Contributor Positions
142 142  
143 143  Content contributors and traders on the platform may:
144 144  
... ... @@ -147,9 +147,9 @@
147 147  - Change their positions at any time without notice
148 148  - Have affiliations or business relationships that create conflicts of interest
149 149  
150 -We require contributors to disclose certain positions and relationships, but ~*~*you understand and agree that contributors may have undisclosed interests~*~* that could affect their objectivity.
152 +We require contributors to disclose certain positions and relationships, but you understand and agree that contributors may have undisclosed interests that could affect their objectivity.
151 151  
152 -~#~## 4.2 Platform Affiliations
154 + 4.2 Platform Affiliations
153 153  
154 154  The platform may:
155 155  
... ... @@ -158,19 +158,19 @@
158 158  - Display advertisements for financial services, brokers, or other relevant businesses
159 159  - Use affiliate links (where permitted and disclosed)
160 160  
161 -~#~## 4.3 No Duty to Update
163 + 4.3 No Duty to Update
162 162  
163 163  Previously published information and data may not be current and should not be relied upon. We have no obligation to update or correct information after it is posted.
164 164  
165 165  ~-~--
166 166  
167 -~#~# 5. INTELLECTUAL PROPERTY
169 + 5. INTELLECTUAL PROPERTY
168 168  
169 -~#~## 5.1 Platform Content
171 + 5.1 Platform Content
170 170  
171 171  All content on the platform, including text, graphics, logos, images, software, and design elements (excluding User Content), is the property of the platform or its licensors and is protected by copyright, trademark, and other intellectual property laws.
172 172  
173 -~#~## 5.2 Limited License to Users
175 + 5.2 Limited License to Users
174 174  
175 175  You may access and use the platform and its content solely for your personal, non-commercial use. You may not:
176 176  
... ... @@ -181,11 +181,11 @@
181 181  
182 182  ~-~--
183 183  
184 -~#~# 6. DISCLAIMERS AND LIMITATIONS OF LIABILITY
186 + 6. DISCLAIMERS AND LIMITATIONS OF LIABILITY
185 185  
186 -~#~## 6.1 "AS IS" Disclaimer
188 + 6.1 "AS IS" Disclaimer
187 187  
188 -~*~*THE PLATFORM AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:~*~*
190 +THE PLATFORM AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:
189 189  
190 190  - Warranties of merchantability, fitness for a particular purpose, or non-infringement
191 191  - Warranties that the platform will be uninterrupted, timely, secure, or error-free
... ... @@ -192,11 +192,11 @@
192 192  - Warranties regarding the accuracy, reliability, or completeness of content
193 193  - Warranties that defects will be corrected or that the platform is free of viruses or harmful components
194 194  
195 -~#~## 6.2 Limitation of Liability
197 + 6.2 Limitation of Liability
196 196  
197 -~*~*TO THE MAXIMUM EXTENT PERMITTED BY LAW:~*~*
199 +TO THE MAXIMUM EXTENT PERMITTED BY LAW:
198 198  
199 -- We shall ~*~*NOT~*~* be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, including but not limited to:
201 +- We shall NOT be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, including but not limited to:
200 200   - Lost profits, revenues, or business opportunities
201 201   - Loss of data or goodwill
202 202   - Trading losses or investment losses
... ... @@ -209,13 +209,13 @@
209 209   - Technical failures, interruptions, or data loss
210 210   - Unauthorized access to your account due to your failure to secure your credentials
211 211  
212 -~#~## 6.3 Third-Party Links
214 + 6.3 Third-Party Links
213 213  
214 214  The platform may contain links to third-party websites or services. We do not control, endorse, or assume responsibility for third-party content or services. Your use of third-party websites is at your own risk and subject to their terms and conditions.
215 215  
216 216  ~-~--
217 217  
218 -~#~# 7. INDEMNIFICATION
220 + 7. INDEMNIFICATION
219 219  
220 220  You agree to indemnify, defend, and hold harmless the platform, its owners, operators, officers, directors, employees, agents, and affiliates from and against any and all claims, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from:
221 221  
... ... @@ -227,9 +227,9 @@
227 227  
228 228  ~-~--
229 229  
230 -~#~# 8. REGULATORY COMPLIANCE
232 + 8. REGULATORY COMPLIANCE
231 231  
232 -~#~## 8.1 Securities Laws
234 + 8.1 Securities Laws
233 233  
234 234  You agree to comply with all applicable securities laws and regulations, including but not limited to:
235 235  
... ... @@ -238,7 +238,7 @@
238 238  - Market manipulation prohibitions
239 239  - Registration and disclosure requirements
240 240  
241 -~#~## 8.2 Cooperation with Authorities
243 + 8.2 Cooperation with Authorities
242 242  
243 243  We reserve the right to cooperate with law enforcement and regulatory authorities, including by disclosing user information and content when required by law or when we believe it is necessary to:
244 244  
... ... @@ -249,9 +249,9 @@
249 249  
250 250  ~-~--
251 251  
252 -~#~# 9. ACCOUNT TERMINATION
254 + 9. ACCOUNT TERMINATION
253 253  
254 -~#~## 9.1 Our Right to Terminate
256 + 9.1 Our Right to Terminate
255 255  
256 256  We may suspend or terminate your account and access to the platform at any time, with or without cause, with or without notice, including for:
257 257  
... ... @@ -261,11 +261,11 @@
261 261  - Extended periods of inactivity
262 262  - Any other reason at our sole discretion
263 263  
264 -~#~## 9.2 Your Right to Terminate
266 + 9.2 Your Right to Terminate
265 265  
266 266  You may terminate your account at any time by following the account deletion process on the platform or by contacting us.
267 267  
268 -~#~## 9.3 Effects of Termination
270 + 9.3 Effects of Termination
269 269  
270 270  Upon termination:
271 271  
... ... @@ -275,7 +275,7 @@
275 275  
276 276  ~-~--
277 277  
278 -~#~# 10. MODIFICATIONS TO TERMS
280 + 10. MODIFICATIONS TO TERMS
279 279  
280 280  We reserve the right to modify these Terms at any time. Changes will be effective upon posting to the platform unless otherwise specified. We will provide notice of material changes through the platform or by email. Your continued use of the platform after changes are posted constitutes acceptance of the modified Terms.
281 281  
... ... @@ -283,17 +283,17 @@
283 283  
284 284  ~-~--
285 285  
286 -~#~# 11. DISPUTE RESOLUTION
288 + ~11. DISPUTE RESOLUTION
287 287  
288 -~#~## 11.1 Governing Law
290 + 11.1 Governing Law
289 289  
290 290  These Terms shall be governed by and construed in accordance with the laws of Florida USA, without regard to conflict of law principles.
291 291  
292 -~#~## 11.2 Arbitration Agreement
294 + 11.2 Arbitration Agreement
293 293  
294 -~*~*PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR RIGHTS.~*~*
296 +PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR RIGHTS.
295 295  
296 -Any dispute, claim, or controversy arising out of or relating to these Terms or your use of the platform shall be resolved by ~*~*binding arbitration~*~* rather than in court, except that:
298 +Any dispute, claim, or controversy arising out of or relating to these Terms or your use of the platform shall be resolved by binding arbitration rather than in court, except that:
297 297  
298 298  - You may bring claims in small claims court if they qualify
299 299  - Either party may seek injunctive or other equitable relief in court to prevent infringement of intellectual property rights
... ... @@ -300,25 +300,25 @@
300 300  
301 301  The arbitration shall be administered by an ARBITER of Crumbgrabber Tradings Choice in accordance with its rules. The arbitration shall take place in Tampa Florida area. Each party shall bear its own costs of arbitration unless otherwise awarded by the arbitrator.
302 302  
303 -~#~## 11.3 Class Action Waiver
305 + 11.3 Class Action Waiver
304 304  
305 -~*~*YOU AGREE THAT ANY ARBITRATION OR PROCEEDING SHALL BE CONDUCTED ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION.~*~* You waive any right to participate in a class action lawsuit or class-wide arbitration.
307 +YOU AGREE THAT ANY ARBITRATION OR PROCEEDING SHALL BE CONDUCTED ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. You waive any right to participate in a class action lawsuit or class-wide arbitration.
306 306  
307 -~#~## 11.4 Jury Trial Waiver
309 + 11.4 Jury Trial Waiver
308 308  
309 -~*~*TO THE EXTENT PERMITTED BY LAW, YOU AND WE WAIVE ANY RIGHT TO TRIAL BY JURY~*~* in any proceeding arising out of or relating to these Terms or your use of the platform.
311 +TO THE EXTENT PERMITTED BY LAW, YOU AND WE WAIVE ANY RIGHT TO TRIAL BY JURY in any proceeding arising out of or relating to these Terms or your use of the platform.
310 310  
311 311  ~-~--
312 312  
313 -~#~# 12. PRIVACY POLICY
315 + 12. PRIVACY POLICY
314 314  
315 -~#~## 12.1 Introduction
317 + 12.1 Introduction
316 316  
317 317  This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you use our platform. By using the platform, you consent to our data practices as described in this policy.
318 318  
319 -~#~## 12.2 Information We Collect
321 + 12.2 Information We Collect
320 320  
321 -~*~*Information You Provide:~*~*
323 +Information You Provide:
322 322  - Account registration information (name, email address, username, password)
323 323  - Profile information (bio, trading experience, interests)
324 324  - User Content (trade ideas, comments, messages)
... ... @@ -325,18 +325,18 @@
325 325  - Communications with us (support inquiries, feedback)
326 326  - Payment information (if applicable)
327 327  
328 -~*~*Information Collected Automatically:~*~*
330 +Information Collected Automatically:
329 329  - Device information (IP address, browser type, operating system)
330 330  - Usage data (pages viewed, features used, time spent, click patterns)
331 331  - Cookies and similar tracking technologies
332 332  - Location data (general geographic location based on IP address)
333 333  
334 -~*~*Information from Third Parties:~*~*
336 +Information from Third Parties:
335 335  - Social media profile information (if you connect social accounts)
336 336  - Information from analytics providers
337 337  - Publicly available information
338 338  
339 -~#~## 12.3 How We Use Your Information
341 + 12.3 How We Use Your Information
340 340  
341 341  We use your information to:
342 342  
... ... @@ -350,32 +350,32 @@
350 350  - Enforce these Terms and comply with legal obligations
351 351  - Conduct research and development
352 352  
353 -~#~## 12.4 How We Share Your Information
355 + 12.4 How We Share Your Information
354 354  
355 355  We may share your information with:
356 356  
357 -~*~*Other Users:~*~*
359 +Other Users:
358 358  - Your public profile information and User Content are visible to other users
359 359  - Your trading activity and performance (if you choose to make it public)
360 360  
361 -~*~*Service Providers:~*~*
363 +Service Providers:
362 362  - Third-party vendors who perform services on our behalf (hosting, analytics, payment processing, email services, customer support)
363 363  - These providers are contractually obligated to protect your information
364 364  
365 -~*~*Business Transfers:~*~*
367 +Business Transfers:
366 366  - In connection with a merger, acquisition, bankruptcy, or sale of assets
367 367  
368 -~*~*Legal Requirements:~*~*
370 +Legal Requirements:
369 369  - When required by law, court order, or government regulation
370 370  - To protect our rights, property, or safety, or that of our users or the public
371 371  - To detect, prevent, or investigate fraud, security breaches, or illegal activity
372 372  
373 -~*~*With Your Consent:~*~*
375 +With Your Consent:
374 374  - When you explicitly authorize us to share your information
375 375  
376 -We do ~*~*NOT~*~* sell your personal information to third parties for their marketing purposes without your explicit consent.
378 +We do NOT sell your personal information to third parties for their marketing purposes without your explicit consent.
377 377  
378 -~#~## 12.5 Cookies and Tracking Technologies
380 + 12.5 Cookies and Tracking Technologies
379 379  
380 380  We use cookies, web beacons, and similar technologies to:
381 381  
... ... @@ -386,13 +386,13 @@
386 386  
387 387  You can control cookies through your browser settings, but disabling cookies may limit your ability to use certain features of the platform.
388 388  
389 -~#~## 12.6 Data Security
391 + 12.6 Data Security
390 390  
391 -We implement reasonable technical, administrative, and physical security measures to protect your information from unauthorized access, disclosure, alteration, or destruction. However, ~*~*no method of transmission or storage is 100% secure~*~*, and we cannot guarantee absolute security.
393 +We implement reasonable technical, administrative, and physical security measures to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission or storage is 100% secure, and we cannot guarantee absolute security.
392 392  
393 393  You are responsible for maintaining the confidentiality of your account credentials.
394 394  
395 -~#~## 12.7 Data Retention
397 + 12.7 Data Retention
396 396  
397 397  We retain your information for as long as necessary to:
398 398  
... ... @@ -403,33 +403,33 @@
403 403  
404 404  When information is no longer needed, we will delete or anonymize it in accordance with our data retention policies.
405 405  
406 -~#~## 12.8 Your Privacy Rights
408 + 12.8 Your Privacy Rights
407 407  
408 408  Depending on your location, you may have certain rights regarding your personal information, including:
409 409  
410 -- ~*~*Access:~*~* Request access to your personal information
411 -- ~*~*Correction:~*~* Request correction of inaccurate information
412 -- ~*~*Deletion:~*~* Request deletion of your information (subject to legal exceptions)
413 -- ~*~*Portability:~*~* Request a copy of your information in a portable format
414 -- ~*~*Objection:~*~* Object to certain processing of your information
415 -- ~*~*Withdrawal of Consent:~*~* Withdraw consent where processing is based on consent
416 -- ~*~*Opt-Out:~*~* Opt out of marketing communications
412 +- Access: Request access to your personal information
413 +- Correction: Request correction of inaccurate information
414 +- Deletion: Request deletion of your information (subject to legal exceptions)
415 +- Portability: Request a copy of your information in a portable format
416 +- Objection: Object to certain processing of your information
417 +- Withdrawal of Consent: Withdraw consent where processing is based on consent
418 +- Opt-Out: Opt out of marketing communications
417 417  
418 418  To exercise these rights, contact us at crumbgrabbertrading@gmail.com. We will respond to requests within the timeframe required by applicable law.
419 419  
420 -~#~## 12.9 International Data Transfers
422 + 12.9 International Data Transfers
421 421  
422 422  If you are located outside USA, your information may be transferred to and processed in other countries where we or our service providers operate. By using the platform, you consent to the transfer of your information to countries that may have different data protection laws than your country of residence.
423 423  
424 -~#~## 12.10 Children's Privacy
426 + 12.10 Children's Privacy
425 425  
426 426  The platform is not intended for children under 18 (or the age of majority in your jurisdiction). We do not knowingly collect personal information from children. If we discover that we have collected information from a child, we will promptly delete it.
427 427  
428 -~#~## 12.11 Changes to Privacy Policy
430 + 12.11 Changes to Privacy Policy
429 429  
430 430  We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy on the platform and updating the "Last Updated" date. Your continued use of the platform after changes are posted constitutes acceptance of the updated policy.
431 431  
432 -~#~## 12.12 Contact Us
434 + 12.12 Contact Us
433 433  
434 434  If you have questions about this Privacy Policy or our data practices, please contact us at:
435 435  
... ... @@ -437,29 +437,29 @@
437 437  crumbgrabbertrading@gmail.com
438 438  ~-~--
439 439  
440 -~#~# 13. GENERAL PROVISIONS
442 + 13. GENERAL PROVISIONS
441 441  
442 -~#~## 13.1 Entire Agreement
444 + 13.1 Entire Agreement
443 443  
444 444  These Terms, together with our Privacy Policy and any additional terms or policies referenced herein, constitute the entire agreement between you and us regarding the platform and supersede all prior agreements and understandings.
445 445  
446 -~#~## 13.2 Severability
448 + 13.2 Severability
447 447  
448 448  If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect, and the invalid provision will be modified to the minimum extent necessary to make it valid and enforceable.
449 449  
450 -~#~## 13.3 Waiver
452 + 13.3 Waiver
451 451  
452 452  Our failure to enforce any provision of these Terms shall not constitute a waiver of that provision or any other provision.
453 453  
454 -~#~## 13.4 Assignment
456 + 13.4 Assignment
455 455  
456 456  You may not assign or transfer these Terms or your rights under these Terms without our prior written consent. We may assign or transfer these Terms or our rights at any time without notice.
457 457  
458 -~#~## 13.5 Force Majeure
460 + 13.5 Force Majeure
459 459  
460 460  We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including natural disasters, war, terrorism, panics, government actions, or failures of internet or telecommunications infrastructure.
461 461  
462 -~#~## 13.6 Notices
464 + 13.6 Notices
463 463  
464 464  Notices to you may be provided by email, posting on the platform, or other reasonable means. You agree that electronic notices satisfy any legal requirement that notices be in writing.
465 465  
... ... @@ -468,25 +468,25 @@
468 468  Crumbgrabber Trading
469 469  crumbgrabbertrading@gmail.com
470 470  
471 -~#~## 13.7 Relationship
473 + 13.7 Relationship
472 472  
473 473  Nothing in these Terms creates a partnership, joint venture, employment, or agency relationship between you and us.
474 474  
475 475  ~-~--
476 476  
477 -~#~# 14. CONTACT INFORMATION
479 + 14. CONTACT INFORMATION
478 478  
479 479  If you have any questions about these Terms or the platform, please contact us at:
480 480  
481 -~*~*Crumbgrabber Trading~*~*
483 +Crumbgrabber Trading
482 482  Email: crumbgrabbertrading@gmail.com
483 483  ~-~--
484 484  
485 -~#~# 15. ACKNOWLEDGMENT
487 + 15. ACKNOWLEDGMENT
486 486  
487 -~*~*BY USING THIS PLATFORM, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE AND PRIVACY POLICY.~*~*
489 +BY USING THIS PLATFORM, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE AND PRIVACY POLICY.
488 488  
489 -~*~*YOU FURTHER ACKNOWLEDGE THAT:~*~*
491 +YOU FURTHER ACKNOWLEDGE THAT:
490 490  
491 491  - Trading and investing involve substantial risk of loss
492 492  - You should not trade or invest money you cannot afford to lose
... ... @@ -498,6 +498,6 @@
498 498  
499 499  ~-~--
500 500  
501 -~*~*LAST UPDATED: 10/25/2025~*~*
503 +LAST UPDATED: 10/25/2025
502 502  
503 -~*~*©2025 Crumbgrabber Trading. All rights reserved.~*~*
505 +©2025 Crumbgrabber Trading. All rights reserved.