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Last modified by Crumbgrabber Trading on 2025/10/28 19:07
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edited by Crumbgrabber Trading
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1 - Terms of Service and Privacy Policy
2 -Crumbgrabber Trading
1 +# Terms of Service and Privacy Policy
2 +~#~# Trading Ideas Platform
3 3  
4 -Trading ideas, blog, wiki, etc.
4 +~*~*Last Updated: 10/28/2025~*~*
5 5  
6 -Last Updated: 10/28/2025
7 -
8 8  ~-~--
9 9  
10 - IMPORTANT NOTICE - PLEASE READ CAREFULLY
8 +~#~# IMPORTANT NOTICE - PLEASE READ CAREFULLY
11 11  
12 12  By accessing or using this website and its services, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use this platform.
13 13  
14 14  ~-~--
15 15  
16 - ~1. IMPORTANT SECURITIES AND INVESTMENT DISCLAIMERS
14 +~#~# 1. IMPORTANT SECURITIES AND INVESTMENT DISCLAIMERS
17 17  
18 - 1.1 No Investment Advice or Recommendations
16 +~#~## 1.1 No Investment Advice or Recommendations
19 19  
20 -YOU UNDERSTAND AND AGREE THAT:
18 +~*~*YOU UNDERSTAND AND AGREE THAT:~*~*
21 21  
22 -- NO CONTENT published on this platform constitutes investment advice, a recommendation, or an endorsement that any particular security, portfolio of securities, transaction, or investment strategy is suitable for any specific person.
20 +- ~*~*NO CONTENT~*~* published on this platform constitutes investment advice, a recommendation, or an endorsement that any particular security, portfolio of securities, transaction, or investment strategy is suitable for any specific person.
23 23  - None of the traders, content contributors, information providers, or their affiliates are advising you personally concerning the nature, potential, value, or suitability of any particular security, portfolio of securities, transaction, investment strategy, or other matter.
24 -- All content, including trade ideas, analyses, predictions, and commentary, is for informational and educational purposes only and should be considered entertainment.
25 -- This platform does NOT provide tax, legal, insurance, or investment advice, and nothing on the platform should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security.
26 -- We are NOT licensed securities dealers, brokers, registered investment advisers, or investment banks.
27 -- We are NOT fiduciaries by virtue of any person's use of or access to the platform.
22 +- All content, including trade ideas, analyses, predictions, and commentary, is ~*~*for informational and educational purposes only~*~* and should be considered ~*~*entertainment~*~*.
23 +- This platform does ~*~*NOT~*~* provide tax, legal, insurance, or investment advice, and nothing on the platform should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security.
24 +- We are ~*~*NOT~*~* licensed securities dealers, brokers, registered investment advisers, or investment banks.
25 +- We are ~*~*NOT~*~* fiduciaries by virtue of any person's use of or access to the platform.
28 28  
29 - 1.2 Investment Risks and No Guarantees
27 +~#~## 1.2 Investment Risks and No Guarantees
30 30  
31 -YOU ACKNOWLEDGE AND UNDERSTAND THAT:
29 +~*~*YOU ACKNOWLEDGE AND UNDERSTAND THAT:~*~*
32 32  
33 -- All investments involve substantial risk. An investment in any security is subject to numerous risks, and discussions of any security published on the platform will not contain a complete list or description of relevant risk factors.
34 -- PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS. You should not assume that the future performance of any specific investment or investment strategy will be profitable or equal to corresponding past performance levels.
35 -- INHERENT IN ANY INVESTMENT IS THE POTENTIAL FOR LOSS. You may lose all or a portion of your investment capital.
36 -- Trading in financial markets is speculative and volatile, and prices can change rapidly and unpredictably.
31 +- ~*~*All investments involve substantial risk.~*~* An investment in any security is subject to numerous risks, and discussions of any security published on the platform will not contain a complete list or description of relevant risk factors.
32 +- ~*~*PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS.~*~* You should not assume that the future performance of any specific investment or investment strategy will be profitable or equal to corresponding past performance levels.
33 +- ~*~*INHERENT IN ANY INVESTMENT IS THE POTENTIAL FOR LOSS.~*~* You may lose all or a portion of your investment capital.
34 +- Trading in financial markets is ~*~*speculative and volatile~*~*, and prices can change rapidly and unpredictably.
37 37  - Performance data is supplied by sources believed to be reliable, but calculations on our platform are not guaranteed by these sources, information providers, or any other person or entity, and may not be complete or accurate.
38 38  - Content on the platform is presented only as of the date published or indicated and may be superseded by subsequent market events or for other reasons.
39 39  
40 - 1.3 Your Sole Responsibility
38 +~#~## 1.3 Your Sole Responsibility
41 41  
42 -YOU AGREE THAT:
40 +~*~*YOU AGREE THAT:~*~*
43 43  
44 -- You alone are solely responsible for determining whether any investment, security, strategy, or any other product or service is appropriate or suitable for you based on your investment objectives and personal financial situation.
42 +- ~*~*You alone are solely responsible~*~* for determining whether any investment, security, strategy, or any other product or service is appropriate or suitable for you based on your investment objectives and personal financial situation.
45 45  - You must evaluate the merits and risks associated with the use of any information on the platform before making any decisions based on such information.
46 46  - You should consult with a qualified, licensed financial adviser, attorney, accountant, or tax professional regarding your specific situation before making any investment decisions.
47 47  - You are responsible for your own independent research and due diligence.
48 48  - You should not rely solely on information from this platform to make investment decisions.
49 49  
50 - 1.4 No Recommendation of Specific Investments
48 +~#~## 1.4 No Recommendation of Specific Investments
51 51  
52 -It should NOT be assumed that any investments in securities, companies, sectors, or markets identified and described on this platform were or will be profitable. No recommendation or advice is being given as to whether any investment is suitable for a particular investor.
50 +It should ~*~*NOT~*~* be assumed that any investments in securities, companies, sectors, or markets identified and described on this platform were or will be profitable. No recommendation or advice is being given as to whether any investment is suitable for a particular investor.
53 53  
54 54  ~-~--
55 55  
56 - 2. USER RESPONSIBILITIES AND CONDUCT
54 +~#~# 2. USER RESPONSIBILITIES AND CONDUCT
57 57  
58 - 2.1 Age Requirement
56 +~#~## 2.1 Age Requirement
59 59  
60 60  You affirm that you are at least 18 years of age (or the age of majority in your jurisdiction), as the platform is not intended for minors. If we discover that a registered user is under the legal age, we will immediately terminate that user's account.
61 61  
62 - 2.2 Account Registration and Security
60 +~#~## 2.2 Account Registration and Security
63 63  
64 64  When you create an account, you agree to:
65 65  
... ... @@ -72,9 +72,9 @@
72 72  - Notify us immediately of any breach of security or unauthorized use of your account
73 73  - Accept full responsibility for all activities that occur under your account
74 74  
75 - 2.3 Prohibited Conduct
73 +~#~## 2.3 Prohibited Conduct
76 76  
77 -You agree NOT to:
75 +You agree ~*~*NOT~*~* to:
78 78  
79 79  - Post or transmit any content that is false, misleading, fraudulent, or deceptive
80 80  - Impersonate any person or entity or falsely state your affiliation with any person or entity
... ... @@ -91,24 +91,24 @@
91 91  
92 92  ~-~--
93 93  
94 - 3. USER-GENERATED CONTENT
92 +~#~# 3. USER-GENERATED CONTENT
95 95  
96 - 3.1 Content Ownership and License
94 +~#~## 3.1 Content Ownership and License
97 97  
98 98  When you post trade ideas, analyses, comments, or other content ("User Content") on the platform:
99 99  
100 -- You retain ownership of your User Content
101 -- You grant us a worldwide, royalty-free, perpetual, irrevocable, non-exclusive, transferable, and sublicensable license to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display your User Content in any manner, mode of delivery, or media now known or developed in the future
98 +- ~*~*You retain ownership~*~* of your User Content
99 +- You grant us a ~*~*worldwide, royalty-free, perpetual, irrevocable, non-exclusive, transferable, and sublicensable license~*~* to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display your User Content in any manner, mode of delivery, or media now known or developed in the future
102 102  - You represent and warrant that you own or have all necessary rights to grant this license for any User Content you post
103 103  - You are solely responsible for your User Content and any consequences of posting or publishing it
104 104  
105 - 3.2 Disclosure Requirements for User Content
103 +~#~## 3.2 Disclosure Requirements for User Content
106 106  
107 107  When posting trade ideas or investment-related content, you agree to:
108 108  
109 -- Disclose any positions (long, short, or otherwise) you hold in any securities mentioned in your content at the time of posting
110 -- Disclose your intentions if you plan to buy or sell a security within three days of publication
111 -- Disclose any material conflicts of interest, including:
107 +- ~*~*Disclose any positions~*~* (long, short, or otherwise) you hold in any securities mentioned in your content at the time of posting
108 +- ~*~*Disclose your intentions~*~* if you plan to buy or sell a security within three days of publication
109 +- ~*~*Disclose any material conflicts of interest~*~*, including:
112 112   - Employment relationships with companies you write about
113 113   - Consulting arrangements or compensation from companies you discuss
114 114   - Any material business relationships with companies whose stocks you mention
... ... @@ -116,7 +116,7 @@
116 116  - Not post content with the intention of artificially boosting or reducing a stock's price to profit from the resulting movement
117 117  - Not engage in coordinated efforts to manipulate securities prices
118 118  
119 - 3.3 Content Moderation
117 +~#~## 3.3 Content Moderation
120 120  
121 121  We reserve the right, but have no obligation, to:
122 122  
... ... @@ -125,11 +125,11 @@
125 125  - Suspend or terminate accounts of users who violate these Terms
126 126  - Cooperate with law enforcement or regulatory authorities
127 127  
128 -We do NOT endorse, support, represent, or guarantee the completeness, truthfulness, accuracy, or reliability of any User Content. You use User Content at your own risk.
126 +~*~*We do NOT endorse, support, represent, or guarantee the completeness, truthfulness, accuracy, or reliability of any User Content.~*~* You use User Content at your own risk.
129 129  
130 - 3.4 Third-Party Content
128 +~#~## 3.4 Third-Party Content
131 131  
132 -The platform may contain opinions, recommendations, and content from third parties. We assume NO responsibility for:
130 +The platform may contain opinions, recommendations, and content from third parties. We assume ~*~*NO responsibility~*~* for:
133 133  
134 134  - The accuracy, completeness, or usefulness of third-party content
135 135  - The conduct of third parties
... ... @@ -138,9 +138,9 @@
138 138  
139 139  ~-~--
140 140  
141 - 4. CONFLICTS OF INTEREST AND DISCLOSURES
139 +~#~# 4. CONFLICTS OF INTEREST AND DISCLOSURES
142 142  
143 - 4.1 Contributor Positions
141 +~#~## 4.1 Contributor Positions
144 144  
145 145  Content contributors and traders on the platform may:
146 146  
... ... @@ -149,9 +149,9 @@
149 149  - Change their positions at any time without notice
150 150  - Have affiliations or business relationships that create conflicts of interest
151 151  
152 -We require contributors to disclose certain positions and relationships, but you understand and agree that contributors may have undisclosed interests that could affect their objectivity.
150 +We require contributors to disclose certain positions and relationships, but ~*~*you understand and agree that contributors may have undisclosed interests~*~* that could affect their objectivity.
153 153  
154 - 4.2 Platform Affiliations
152 +~#~## 4.2 Platform Affiliations
155 155  
156 156  The platform may:
157 157  
... ... @@ -160,19 +160,19 @@
160 160  - Display advertisements for financial services, brokers, or other relevant businesses
161 161  - Use affiliate links (where permitted and disclosed)
162 162  
163 - 4.3 No Duty to Update
161 +~#~## 4.3 No Duty to Update
164 164  
165 165  Previously published information and data may not be current and should not be relied upon. We have no obligation to update or correct information after it is posted.
166 166  
167 167  ~-~--
168 168  
169 - 5. INTELLECTUAL PROPERTY
167 +~#~# 5. INTELLECTUAL PROPERTY
170 170  
171 - 5.1 Platform Content
169 +~#~## 5.1 Platform Content
172 172  
173 173  All content on the platform, including text, graphics, logos, images, software, and design elements (excluding User Content), is the property of the platform or its licensors and is protected by copyright, trademark, and other intellectual property laws.
174 174  
175 - 5.2 Limited License to Users
173 +~#~## 5.2 Limited License to Users
176 176  
177 177  You may access and use the platform and its content solely for your personal, non-commercial use. You may not:
178 178  
... ... @@ -183,11 +183,11 @@
183 183  
184 184  ~-~--
185 185  
186 - 6. DISCLAIMERS AND LIMITATIONS OF LIABILITY
184 +~#~# 6. DISCLAIMERS AND LIMITATIONS OF LIABILITY
187 187  
188 - 6.1 "AS IS" Disclaimer
186 +~#~## 6.1 "AS IS" Disclaimer
189 189  
190 -THE PLATFORM AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:
188 +~*~*THE PLATFORM AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:~*~*
191 191  
192 192  - Warranties of merchantability, fitness for a particular purpose, or non-infringement
193 193  - Warranties that the platform will be uninterrupted, timely, secure, or error-free
... ... @@ -194,11 +194,11 @@
194 194  - Warranties regarding the accuracy, reliability, or completeness of content
195 195  - Warranties that defects will be corrected or that the platform is free of viruses or harmful components
196 196  
197 - 6.2 Limitation of Liability
195 +~#~## 6.2 Limitation of Liability
198 198  
199 -TO THE MAXIMUM EXTENT PERMITTED BY LAW:
197 +~*~*TO THE MAXIMUM EXTENT PERMITTED BY LAW:~*~*
200 200  
201 -- We shall NOT be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, including but not limited to:
199 +- We shall ~*~*NOT~*~* be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, including but not limited to:
202 202   - Lost profits, revenues, or business opportunities
203 203   - Loss of data or goodwill
204 204   - Trading losses or investment losses
... ... @@ -211,13 +211,13 @@
211 211   - Technical failures, interruptions, or data loss
212 212   - Unauthorized access to your account due to your failure to secure your credentials
213 213  
214 - 6.3 Third-Party Links
212 +~#~## 6.3 Third-Party Links
215 215  
216 216  The platform may contain links to third-party websites or services. We do not control, endorse, or assume responsibility for third-party content or services. Your use of third-party websites is at your own risk and subject to their terms and conditions.
217 217  
218 218  ~-~--
219 219  
220 - 7. INDEMNIFICATION
218 +~#~# 7. INDEMNIFICATION
221 221  
222 222  You agree to indemnify, defend, and hold harmless the platform, its owners, operators, officers, directors, employees, agents, and affiliates from and against any and all claims, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from:
223 223  
... ... @@ -229,9 +229,9 @@
229 229  
230 230  ~-~--
231 231  
232 - 8. REGULATORY COMPLIANCE
230 +~#~# 8. REGULATORY COMPLIANCE
233 233  
234 - 8.1 Securities Laws
232 +~#~## 8.1 Securities Laws
235 235  
236 236  You agree to comply with all applicable securities laws and regulations, including but not limited to:
237 237  
... ... @@ -240,7 +240,7 @@
240 240  - Market manipulation prohibitions
241 241  - Registration and disclosure requirements
242 242  
243 - 8.2 Cooperation with Authorities
241 +~#~## 8.2 Cooperation with Authorities
244 244  
245 245  We reserve the right to cooperate with law enforcement and regulatory authorities, including by disclosing user information and content when required by law or when we believe it is necessary to:
246 246  
... ... @@ -251,9 +251,9 @@
251 251  
252 252  ~-~--
253 253  
254 - 9. ACCOUNT TERMINATION
252 +~#~# 9. ACCOUNT TERMINATION
255 255  
256 - 9.1 Our Right to Terminate
254 +~#~## 9.1 Our Right to Terminate
257 257  
258 258  We may suspend or terminate your account and access to the platform at any time, with or without cause, with or without notice, including for:
259 259  
... ... @@ -263,11 +263,11 @@
263 263  - Extended periods of inactivity
264 264  - Any other reason at our sole discretion
265 265  
266 - 9.2 Your Right to Terminate
264 +~#~## 9.2 Your Right to Terminate
267 267  
268 268  You may terminate your account at any time by following the account deletion process on the platform or by contacting us.
269 269  
270 - 9.3 Effects of Termination
268 +~#~## 9.3 Effects of Termination
271 271  
272 272  Upon termination:
273 273  
... ... @@ -277,7 +277,7 @@
277 277  
278 278  ~-~--
279 279  
280 - 10. MODIFICATIONS TO TERMS
278 +~#~# 10. MODIFICATIONS TO TERMS
281 281  
282 282  We reserve the right to modify these Terms at any time. Changes will be effective upon posting to the platform unless otherwise specified. We will provide notice of material changes through the platform or by email. Your continued use of the platform after changes are posted constitutes acceptance of the modified Terms.
283 283  
... ... @@ -285,17 +285,17 @@
285 285  
286 286  ~-~--
287 287  
288 - ~11. DISPUTE RESOLUTION
286 +~#~# 11. DISPUTE RESOLUTION
289 289  
290 - 11.1 Governing Law
288 +~#~## 11.1 Governing Law
291 291  
292 292  These Terms shall be governed by and construed in accordance with the laws of Florida USA, without regard to conflict of law principles.
293 293  
294 - 11.2 Arbitration Agreement
292 +~#~## 11.2 Arbitration Agreement
295 295  
296 -PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR RIGHTS.
294 +~*~*PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR RIGHTS.~*~*
297 297  
298 -Any dispute, claim, or controversy arising out of or relating to these Terms or your use of the platform shall be resolved by binding arbitration rather than in court, except that:
296 +Any dispute, claim, or controversy arising out of or relating to these Terms or your use of the platform shall be resolved by ~*~*binding arbitration~*~* rather than in court, except that:
299 299  
300 300  - You may bring claims in small claims court if they qualify
301 301  - Either party may seek injunctive or other equitable relief in court to prevent infringement of intellectual property rights
... ... @@ -302,25 +302,25 @@
302 302  
303 303  The arbitration shall be administered by an ARBITER of Crumbgrabber Tradings Choice in accordance with its rules. The arbitration shall take place in Tampa Florida area. Each party shall bear its own costs of arbitration unless otherwise awarded by the arbitrator.
304 304  
305 - 11.3 Class Action Waiver
303 +~#~## 11.3 Class Action Waiver
306 306  
307 -YOU AGREE THAT ANY ARBITRATION OR PROCEEDING SHALL BE CONDUCTED ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION. You waive any right to participate in a class action lawsuit or class-wide arbitration.
305 +~*~*YOU AGREE THAT ANY ARBITRATION OR PROCEEDING SHALL BE CONDUCTED ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION.~*~* You waive any right to participate in a class action lawsuit or class-wide arbitration.
308 308  
309 - 11.4 Jury Trial Waiver
307 +~#~## 11.4 Jury Trial Waiver
310 310  
311 -TO THE EXTENT PERMITTED BY LAW, YOU AND WE WAIVE ANY RIGHT TO TRIAL BY JURY in any proceeding arising out of or relating to these Terms or your use of the platform.
309 +~*~*TO THE EXTENT PERMITTED BY LAW, YOU AND WE WAIVE ANY RIGHT TO TRIAL BY JURY~*~* in any proceeding arising out of or relating to these Terms or your use of the platform.
312 312  
313 313  ~-~--
314 314  
315 - 12. PRIVACY POLICY
313 +~#~# 12. PRIVACY POLICY
316 316  
317 - 12.1 Introduction
315 +~#~## 12.1 Introduction
318 318  
319 319  This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you use our platform. By using the platform, you consent to our data practices as described in this policy.
320 320  
321 - 12.2 Information We Collect
319 +~#~## 12.2 Information We Collect
322 322  
323 -Information You Provide:
321 +~*~*Information You Provide:~*~*
324 324  - Account registration information (name, email address, username, password)
325 325  - Profile information (bio, trading experience, interests)
326 326  - User Content (trade ideas, comments, messages)
... ... @@ -327,18 +327,18 @@
327 327  - Communications with us (support inquiries, feedback)
328 328  - Payment information (if applicable)
329 329  
330 -Information Collected Automatically:
328 +~*~*Information Collected Automatically:~*~*
331 331  - Device information (IP address, browser type, operating system)
332 332  - Usage data (pages viewed, features used, time spent, click patterns)
333 333  - Cookies and similar tracking technologies
334 334  - Location data (general geographic location based on IP address)
335 335  
336 -Information from Third Parties:
334 +~*~*Information from Third Parties:~*~*
337 337  - Social media profile information (if you connect social accounts)
338 338  - Information from analytics providers
339 339  - Publicly available information
340 340  
341 - 12.3 How We Use Your Information
339 +~#~## 12.3 How We Use Your Information
342 342  
343 343  We use your information to:
344 344  
... ... @@ -352,32 +352,32 @@
352 352  - Enforce these Terms and comply with legal obligations
353 353  - Conduct research and development
354 354  
355 - 12.4 How We Share Your Information
353 +~#~## 12.4 How We Share Your Information
356 356  
357 357  We may share your information with:
358 358  
359 -Other Users:
357 +~*~*Other Users:~*~*
360 360  - Your public profile information and User Content are visible to other users
361 361  - Your trading activity and performance (if you choose to make it public)
362 362  
363 -Service Providers:
361 +~*~*Service Providers:~*~*
364 364  - Third-party vendors who perform services on our behalf (hosting, analytics, payment processing, email services, customer support)
365 365  - These providers are contractually obligated to protect your information
366 366  
367 -Business Transfers:
365 +~*~*Business Transfers:~*~*
368 368  - In connection with a merger, acquisition, bankruptcy, or sale of assets
369 369  
370 -Legal Requirements:
368 +~*~*Legal Requirements:~*~*
371 371  - When required by law, court order, or government regulation
372 372  - To protect our rights, property, or safety, or that of our users or the public
373 373  - To detect, prevent, or investigate fraud, security breaches, or illegal activity
374 374  
375 -With Your Consent:
373 +~*~*With Your Consent:~*~*
376 376  - When you explicitly authorize us to share your information
377 377  
378 -We do NOT sell your personal information to third parties for their marketing purposes without your explicit consent.
376 +We do ~*~*NOT~*~* sell your personal information to third parties for their marketing purposes without your explicit consent.
379 379  
380 - 12.5 Cookies and Tracking Technologies
378 +~#~## 12.5 Cookies and Tracking Technologies
381 381  
382 382  We use cookies, web beacons, and similar technologies to:
383 383  
... ... @@ -388,13 +388,13 @@
388 388  
389 389  You can control cookies through your browser settings, but disabling cookies may limit your ability to use certain features of the platform.
390 390  
391 - 12.6 Data Security
389 +~#~## 12.6 Data Security
392 392  
393 -We implement reasonable technical, administrative, and physical security measures to protect your information from unauthorized access, disclosure, alteration, or destruction. However, no method of transmission or storage is 100% secure, and we cannot guarantee absolute security.
391 +We implement reasonable technical, administrative, and physical security measures to protect your information from unauthorized access, disclosure, alteration, or destruction. However, ~*~*no method of transmission or storage is 100% secure~*~*, and we cannot guarantee absolute security.
394 394  
395 395  You are responsible for maintaining the confidentiality of your account credentials.
396 396  
397 - 12.7 Data Retention
395 +~#~## 12.7 Data Retention
398 398  
399 399  We retain your information for as long as necessary to:
400 400  
... ... @@ -405,33 +405,33 @@
405 405  
406 406  When information is no longer needed, we will delete or anonymize it in accordance with our data retention policies.
407 407  
408 - 12.8 Your Privacy Rights
406 +~#~## 12.8 Your Privacy Rights
409 409  
410 410  Depending on your location, you may have certain rights regarding your personal information, including:
411 411  
412 -- Access: Request access to your personal information
413 -- Correction: Request correction of inaccurate information
414 -- Deletion: Request deletion of your information (subject to legal exceptions)
415 -- Portability: Request a copy of your information in a portable format
416 -- Objection: Object to certain processing of your information
417 -- Withdrawal of Consent: Withdraw consent where processing is based on consent
418 -- Opt-Out: Opt out of marketing communications
410 +- ~*~*Access:~*~* Request access to your personal information
411 +- ~*~*Correction:~*~* Request correction of inaccurate information
412 +- ~*~*Deletion:~*~* Request deletion of your information (subject to legal exceptions)
413 +- ~*~*Portability:~*~* Request a copy of your information in a portable format
414 +- ~*~*Objection:~*~* Object to certain processing of your information
415 +- ~*~*Withdrawal of Consent:~*~* Withdraw consent where processing is based on consent
416 +- ~*~*Opt-Out:~*~* Opt out of marketing communications
419 419  
420 -To exercise these rights, contact us at crumbgrabbertrading@gmail.com. We will respond to requests within the timeframe required by applicable law.
418 +To exercise these rights, contact us at [PRIVACY EMAIL]. We will respond to requests within the timeframe required by applicable law.
421 421  
422 - 12.9 International Data Transfers
420 +~#~## 12.9 International Data Transfers
423 423  
424 -If you are located outside USA, your information may be transferred to and processed in other countries where we or our service providers operate. By using the platform, you consent to the transfer of your information to countries that may have different data protection laws than your country of residence.
422 +If you are located outside [YOUR COUNTRY], your information may be transferred to and processed in [YOUR COUNTRY] or other countries where we or our service providers operate. By using the platform, you consent to the transfer of your information to countries that may have different data protection laws than your country of residence.
425 425  
426 - 12.10 Children's Privacy
424 +~#~## 12.10 Children's Privacy
427 427  
428 428  The platform is not intended for children under 18 (or the age of majority in your jurisdiction). We do not knowingly collect personal information from children. If we discover that we have collected information from a child, we will promptly delete it.
429 429  
430 - 12.11 Changes to Privacy Policy
428 +~#~## 12.11 Changes to Privacy Policy
431 431  
432 432  We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy on the platform and updating the "Last Updated" date. Your continued use of the platform after changes are posted constitutes acceptance of the updated policy.
433 433  
434 - 12.12 Contact Us
432 +~#~## 12.12 Contact Us
435 435  
436 436  If you have questions about this Privacy Policy or our data practices, please contact us at:
437 437  
... ... @@ -439,56 +439,60 @@
439 439  crumbgrabbertrading@gmail.com
440 440  ~-~--
441 441  
442 - 13. GENERAL PROVISIONS
440 +~#~# 13. GENERAL PROVISIONS
443 443  
444 - 13.1 Entire Agreement
442 +~#~## 13.1 Entire Agreement
445 445  
446 446  These Terms, together with our Privacy Policy and any additional terms or policies referenced herein, constitute the entire agreement between you and us regarding the platform and supersede all prior agreements and understandings.
447 447  
448 - 13.2 Severability
446 +~#~## 13.2 Severability
449 449  
450 450  If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect, and the invalid provision will be modified to the minimum extent necessary to make it valid and enforceable.
451 451  
452 - 13.3 Waiver
450 +~#~## 13.3 Waiver
453 453  
454 454  Our failure to enforce any provision of these Terms shall not constitute a waiver of that provision or any other provision.
455 455  
456 - 13.4 Assignment
454 +~#~## 13.4 Assignment
457 457  
458 458  You may not assign or transfer these Terms or your rights under these Terms without our prior written consent. We may assign or transfer these Terms or our rights at any time without notice.
459 459  
460 - 13.5 Force Majeure
458 +~#~## 13.5 Force Majeure
461 461  
462 462  We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including natural disasters, war, terrorism, panics, government actions, or failures of internet or telecommunications infrastructure.
463 463  
464 - 13.6 Notices
462 +~#~## 13.6 Notices
465 465  
466 466  Notices to you may be provided by email, posting on the platform, or other reasonable means. You agree that electronic notices satisfy any legal requirement that notices be in writing.
467 467  
468 468  Notices to us should be sent to:
469 469  
470 -Crumbgrabber Trading
471 -crumbgrabbertrading@gmail.com
468 +[YOUR COMPANY NAME]
469 +[ADDRESS]
470 +[EMAIL]
472 472  
473 - 13.7 Relationship
472 +~#~## 13.7 Relationship
474 474  
475 475  Nothing in these Terms creates a partnership, joint venture, employment, or agency relationship between you and us.
476 476  
477 477  ~-~--
478 478  
479 - 14. CONTACT INFORMATION
478 +~#~# 14. CONTACT INFORMATION
480 480  
481 481  If you have any questions about these Terms or the platform, please contact us at:
482 482  
483 -Crumbgrabber Trading
484 -Email: crumbgrabbertrading@gmail.com
482 +~*~*[YOUR COMPANY NAME]~*~*
483 +Email: [EMAIL]
484 +Address: [ADDRESS]
485 +Phone: [PHONE]
486 +
485 485  ~-~--
486 486  
487 - 15. ACKNOWLEDGMENT
489 +~#~# 15. ACKNOWLEDGMENT
488 488  
489 -BY USING THIS PLATFORM, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE AND PRIVACY POLICY.
491 +~*~*BY USING THIS PLATFORM, YOU ACKNOWLEDGE THAT YOU HAVE READ, UNDERSTOOD, AND AGREE TO BE BOUND BY THESE TERMS OF SERVICE AND PRIVACY POLICY.~*~*
490 490  
491 -YOU FURTHER ACKNOWLEDGE THAT:
493 +~*~*YOU FURTHER ACKNOWLEDGE THAT:~*~*
492 492  
493 493  - Trading and investing involve substantial risk of loss
494 494  - You should not trade or invest money you cannot afford to lose
... ... @@ -500,6 +500,6 @@
500 500  
501 501  ~-~--
502 502  
503 -LAST UPDATED: 10/25/2025
505 +~*~*LAST UPDATED: 10/25]~*~*
504 504  
505 -©2025 Crumbgrabber Trading. All rights reserved.
507 +~*~*©2025 Crumbgrabber Trading. All rights reserved.~*~*