Terms of use and privacy policy

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# Terms of Service and Privacy Policy

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~#~# Trading Ideas Platform

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~*~*Last Updated: 10/28/2025~*~*

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~#~# IMPORTANT NOTICE - PLEASE READ CAREFULLY

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By accessing or using this website and its services, you agree to be bound by these Terms of Service and our Privacy Policy. If you do not agree to these terms, please do not use this platform.

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~#~# 1. IMPORTANT SECURITIES AND INVESTMENT DISCLAIMERS

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~#~## 1.1 No Investment Advice or Recommendations

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~*~*YOU UNDERSTAND AND AGREE THAT:~*~*

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- ~*~*NO CONTENT~*~* published on this platform constitutes investment advice, a recommendation, or an endorsement that any particular security, portfolio of securities, transaction, or investment strategy is suitable for any specific person.

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- None of the traders, content contributors, information providers, or their affiliates are advising you personally concerning the nature, potential, value, or suitability of any particular security, portfolio of securities, transaction, investment strategy, or other matter.

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- All content, including trade ideas, analyses, predictions, and commentary, is ~*~*for informational and educational purposes only~*~* and should be considered ~*~*entertainment~*~*.

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- This platform does ~*~*NOT~*~* provide tax, legal, insurance, or investment advice, and nothing on the platform should be construed as an offer to sell, a solicitation of an offer to buy, or a recommendation for any security.

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- We are ~*~*NOT~*~* licensed securities dealers, brokers, registered investment advisers, or investment banks.

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- We are ~*~*NOT~*~* fiduciaries by virtue of any person's use of or access to the platform.

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~#~## 1.2 Investment Risks and No Guarantees

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~*~*YOU ACKNOWLEDGE AND UNDERSTAND THAT:~*~*

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- ~*~*All investments involve substantial risk.~*~* An investment in any security is subject to numerous risks, and discussions of any security published on the platform will not contain a complete list or description of relevant risk factors.

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- ~*~*PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS.~*~* You should not assume that the future performance of any specific investment or investment strategy will be profitable or equal to corresponding past performance levels.

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- ~*~*INHERENT IN ANY INVESTMENT IS THE POTENTIAL FOR LOSS.~*~* You may lose all or a portion of your investment capital.

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- Trading in financial markets is ~*~*speculative and volatile~*~*, and prices can change rapidly and unpredictably.

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- Performance data is supplied by sources believed to be reliable, but calculations on our platform are not guaranteed by these sources, information providers, or any other person or entity, and may not be complete or accurate.

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- Content on the platform is presented only as of the date published or indicated and may be superseded by subsequent market events or for other reasons.

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~#~## 1.3 Your Sole Responsibility

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~*~*YOU AGREE THAT:~*~*

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- ~*~*You alone are solely responsible~*~* for determining whether any investment, security, strategy, or any other product or service is appropriate or suitable for you based on your investment objectives and personal financial situation.

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- You must evaluate the merits and risks associated with the use of any information on the platform before making any decisions based on such information.

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- You should consult with a qualified, licensed financial adviser, attorney, accountant, or tax professional regarding your specific situation before making any investment decisions.

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- You are responsible for your own independent research and due diligence.

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- You should not rely solely on information from this platform to make investment decisions.

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~#~## 1.4 No Recommendation of Specific Investments

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It should ~*~*NOT~*~* be assumed that any investments in securities, companies, sectors, or markets identified and described on this platform were or will be profitable. No recommendation or advice is being given as to whether any investment is suitable for a particular investor.

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~#~# 2. USER RESPONSIBILITIES AND CONDUCT

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~#~## 2.1 Age Requirement

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You affirm that you are at least 18 years of age (or the age of majority in your jurisdiction), as the platform is not intended for minors. If we discover that a registered user is under the legal age, we will immediately terminate that user's account.

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~#~## 2.2 Account Registration and Security

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When you create an account, you agree to:

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- Provide accurate, current, and complete information during registration

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- Maintain only one account per person

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- Maintain the accuracy of your account information

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- Keep your password confidential and secure

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- Never share your account credentials with any third party

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- Never use another user's account without permission

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- Notify us immediately of any breach of security or unauthorized use of your account

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- Accept full responsibility for all activities that occur under your account

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~#~## 2.3 Prohibited Conduct

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You agree ~*~*NOT~*~* to:

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- Post or transmit any content that is false, misleading, fraudulent, or deceptive

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- Impersonate any person or entity or falsely state your affiliation with any person or entity

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- Post content that is unlawful, harmful, threatening, abusive, harassing, defamatory, vulgar, obscene, libelous, invasive of another's privacy, hateful, or racially, ethnically, or otherwise objectionable

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- Engage in market manipulation, pump-and-dump schemes, or any other fraudulent trading activities

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- Violate any local, state, national, or international law, including but not limited to securities laws and regulations

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- Promote illegal activities or encourage others to engage in illegal conduct

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- Infringe upon the intellectual property rights of others

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- Post advertising, promotional materials, spam, chain letters, or pyramid schemes

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- Transmit any viruses, malware, or other harmful computer code

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- Attempt to gain unauthorized access to the platform, other users' accounts, or computer systems

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- Use bots, scrapers, crawlers, or automated tools to access or collect data from the platform

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- Interfere with or disrupt the platform or servers connected to the platform

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~#~# 3. USER-GENERATED CONTENT

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~#~## 3.1 Content Ownership and License

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When you post trade ideas, analyses, comments, or other content ("User Content") on the platform:

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- ~*~*You retain ownership~*~* of your User Content

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- You grant us a ~*~*worldwide, royalty-free, perpetual, irrevocable, non-exclusive, transferable, and sublicensable license~*~* to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, perform, and display your User Content in any manner, mode of delivery, or media now known or developed in the future

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- You represent and warrant that you own or have all necessary rights to grant this license for any User Content you post

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- You are solely responsible for your User Content and any consequences of posting or publishing it

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~#~## 3.2 Disclosure Requirements for User Content

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When posting trade ideas or investment-related content, you agree to:

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- ~*~*Disclose any positions~*~* (long, short, or otherwise) you hold in any securities mentioned in your content at the time of posting

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- ~*~*Disclose your intentions~*~* if you plan to buy or sell a security within three days of publication

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- ~*~*Disclose any material conflicts of interest~*~*, including:

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- Employment relationships with companies you write about

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- Consulting arrangements or compensation from companies you discuss

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- Any material business relationships with companies whose stocks you mention

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- Receipt of any compensation, sponsorship, or affiliate commissions related to the content

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- Not post content with the intention of artificially boosting or reducing a stock's price to profit from the resulting movement

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- Not engage in coordinated efforts to manipulate securities prices

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~#~## 3.3 Content Moderation

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We reserve the right, but have no obligation, to:

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- Monitor, review, edit, remove, or refuse to post any User Content at any time and for any reason, at our sole discretion

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- Remove content that violates these Terms or is otherwise inappropriate, false, misleading, or harmful

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- Suspend or terminate accounts of users who violate these Terms

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- Cooperate with law enforcement or regulatory authorities

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~*~*We do NOT endorse, support, represent, or guarantee the completeness, truthfulness, accuracy, or reliability of any User Content.~*~* You use User Content at your own risk.

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~#~## 3.4 Third-Party Content

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The platform may contain opinions, recommendations, and content from third parties. We assume ~*~*NO responsibility~*~* for:

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- The accuracy, completeness, or usefulness of third-party content

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- The conduct of third parties

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- Any losses or damages resulting from reliance on third-party content

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- Verification of credentials or qualifications of content contributors

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~#~# 4. CONFLICTS OF INTEREST AND DISCLOSURES

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~#~## 4.1 Contributor Positions

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Content contributors and traders on the platform may:

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- Have positions in securities they discuss

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- Trade for their own accounts

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- Change their positions at any time without notice

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- Have affiliations or business relationships that create conflicts of interest

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We require contributors to disclose certain positions and relationships, but ~*~*you understand and agree that contributors may have undisclosed interests~*~* that could affect their objectivity.

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~#~## 4.2 Platform Affiliations

The platform may:

- Receive compensation from advertisers, sponsors, or partners

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- Have business relationships with companies whose securities are discussed on the platform

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- Display advertisements for financial services, brokers, or other relevant businesses

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- Use affiliate links (where permitted and disclosed)

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~#~## 4.3 No Duty to Update

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Previously published information and data may not be current and should not be relied upon. We have no obligation to update or correct information after it is posted.

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~#~# 5. INTELLECTUAL PROPERTY

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~#~## 5.1 Platform Content

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All content on the platform, including text, graphics, logos, images, software, and design elements (excluding User Content), is the property of the platform or its licensors and is protected by copyright, trademark, and other intellectual property laws.

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~#~## 5.2 Limited License to Users

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You may access and use the platform and its content solely for your personal, non-commercial use. You may not:

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- Copy, modify, distribute, sell, or lease any part of the platform or its content

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- Reverse engineer or attempt to extract the source code of any software

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- Remove, alter, or obscure any copyright, trademark, or other proprietary notices

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- Use the platform's content for any commercial purpose without written permission

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~#~# 6. DISCLAIMERS AND LIMITATIONS OF LIABILITY

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~#~## 6.1 "AS IS" Disclaimer

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~*~*THE PLATFORM AND ALL CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO:~*~*

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- Warranties of merchantability, fitness for a particular purpose, or non-infringement

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- Warranties that the platform will be uninterrupted, timely, secure, or error-free

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- Warranties regarding the accuracy, reliability, or completeness of content

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- Warranties that defects will be corrected or that the platform is free of viruses or harmful components

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~#~## 6.2 Limitation of Liability

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~*~*TO THE MAXIMUM EXTENT PERMITTED BY LAW:~*~*

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- We shall ~*~*NOT~*~* be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, including but not limited to:

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- Lost profits, revenues, or business opportunities

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- Loss of data or goodwill

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- Trading losses or investment losses

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- Damages resulting from use of or reliance on platform content

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- Our total liability for all claims shall not exceed the amount you paid to us, if any, in the six months preceding the claim, or $100, whichever is less

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- We are not responsible for:

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- Market movements or investment performance

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- Decisions made based on platform content

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- Actions of third parties, including other users

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- Technical failures, interruptions, or data loss

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- Unauthorized access to your account due to your failure to secure your credentials

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~#~## 6.3 Third-Party Links

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The platform may contain links to third-party websites or services. We do not control, endorse, or assume responsibility for third-party content or services. Your use of third-party websites is at your own risk and subject to their terms and conditions.

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~#~# 7. INDEMNIFICATION

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You agree to indemnify, defend, and hold harmless the platform, its owners, operators, officers, directors, employees, agents, and affiliates from and against any and all claims, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from:

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- Your use of the platform

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- Your violation of these Terms

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- Your User Content

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- Your violation of any rights of another person or entity

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- Your investment decisions or trading activities

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~#~# 8. REGULATORY COMPLIANCE

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~#~## 8.1 Securities Laws

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You agree to comply with all applicable securities laws and regulations, including but not limited to:

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- Anti-fraud provisions

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- Insider trading prohibitions

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- Market manipulation prohibitions

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- Registration and disclosure requirements

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~#~## 8.2 Cooperation with Authorities

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We reserve the right to cooperate with law enforcement and regulatory authorities, including by disclosing user information and content when required by law or when we believe it is necessary to:

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- Comply with legal obligations

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- Protect our rights and property

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- Prevent fraud or illegal activity

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- Protect the safety of users or the public

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~#~# 9. ACCOUNT TERMINATION

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~#~## 9.1 Our Right to Terminate

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We may suspend or terminate your account and access to the platform at any time, with or without cause, with or without notice, including for:

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- Violation of these Terms

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- Fraudulent, illegal, or abusive conduct

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- Requests by law enforcement or regulatory authorities

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- Extended periods of inactivity

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- Any other reason at our sole discretion

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~#~## 9.2 Your Right to Terminate

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You may terminate your account at any time by following the account deletion process on the platform or by contacting us.

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~#~## 9.3 Effects of Termination

Upon termination:

- Your right to access and use the platform will immediately cease

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- Your User Content may be deleted (though we may retain copies for legal or operational purposes)

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- Sections of these Terms that by their nature should survive termination will remain in effect

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~#~# 10. MODIFICATIONS TO TERMS

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We reserve the right to modify these Terms at any time. Changes will be effective upon posting to the platform unless otherwise specified. We will provide notice of material changes through the platform or by email. Your continued use of the platform after changes are posted constitutes acceptance of the modified Terms.

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You should review these Terms periodically for updates.

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~#~# 11. DISPUTE RESOLUTION

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~#~## 11.1 Governing Law

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These Terms shall be governed by and construed in accordance with the laws of Florida USA, without regard to conflict of law principles.

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~#~## 11.2 Arbitration Agreement

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~*~*PLEASE READ THIS SECTION CAREFULLY. IT AFFECTS YOUR RIGHTS.~*~*

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Any dispute, claim, or controversy arising out of or relating to these Terms or your use of the platform shall be resolved by ~*~*binding arbitration~*~* rather than in court, except that:

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- You may bring claims in small claims court if they qualify

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- Either party may seek injunctive or other equitable relief in court to prevent infringement of intellectual property rights

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The arbitration shall be administered by an ARBITER of Crumbgrabber Tradings Choice in accordance with its rules. The arbitration shall take place in Tampa Florida area. Each party shall bear its own costs of arbitration unless otherwise awarded by the arbitrator.

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~#~## 11.3 Class Action Waiver

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~*~*YOU AGREE THAT ANY ARBITRATION OR PROCEEDING SHALL BE CONDUCTED ON AN INDIVIDUAL BASIS AND NOT IN A CLASS, CONSOLIDATED, OR REPRESENTATIVE ACTION.~*~* You waive any right to participate in a class action lawsuit or class-wide arbitration.

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~#~## 11.4 Jury Trial Waiver

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~*~*TO THE EXTENT PERMITTED BY LAW, YOU AND WE WAIVE ANY RIGHT TO TRIAL BY JURY~*~* in any proceeding arising out of or relating to these Terms or your use of the platform.

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~#~# 12. PRIVACY POLICY

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~#~## 12.1 Introduction

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This Privacy Policy explains how we collect, use, disclose, and protect your personal information when you use our platform. By using the platform, you consent to our data practices as described in this policy.

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~#~## 12.2 Information We Collect

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~*~*Information You Provide:~*~*

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- Account registration information (name, email address, username, password)

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- Profile information (bio, trading experience, interests)

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- User Content (trade ideas, comments, messages)

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- Communications with us (support inquiries, feedback)

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- Payment information (if applicable)

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~*~*Information Collected Automatically:~*~*

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- Device information (IP address, browser type, operating system)

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- Usage data (pages viewed, features used, time spent, click patterns)

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- Cookies and similar tracking technologies

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- Location data (general geographic location based on IP address)

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~*~*Information from Third Parties:~*~*

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- Social media profile information (if you connect social accounts)

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- Information from analytics providers

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- Publicly available information

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~#~## 12.3 How We Use Your Information

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We use your information to:

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- Provide, maintain, and improve the platform

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- Create and manage your account

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- Process transactions and send transaction notifications

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- Communicate with you about the platform, including updates and promotional messages

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- Personalize your experience and provide customized content

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- Monitor and analyze usage patterns and trends

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- Detect, prevent, and address fraud, security issues, and technical problems

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- Enforce these Terms and comply with legal obligations

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- Conduct research and development

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~#~## 12.4 How We Share Your Information

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We may share your information with:

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~*~*Other Users:~*~*

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- Your public profile information and User Content are visible to other users

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- Your trading activity and performance (if you choose to make it public)

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~*~*Service Providers:~*~*

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- Third-party vendors who perform services on our behalf (hosting, analytics, payment processing, email services, customer support)

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- These providers are contractually obligated to protect your information

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~*~*Business Transfers:~*~*

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- In connection with a merger, acquisition, bankruptcy, or sale of assets

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~*~*Legal Requirements:~*~*

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- When required by law, court order, or government regulation

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- To protect our rights, property, or safety, or that of our users or the public

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- To detect, prevent, or investigate fraud, security breaches, or illegal activity

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~*~*With Your Consent:~*~*

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- When you explicitly authorize us to share your information

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We do ~*~*NOT~*~* sell your personal information to third parties for their marketing purposes without your explicit consent.

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~#~## 12.5 Cookies and Tracking Technologies

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We use cookies, web beacons, and similar technologies to:

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- Remember your preferences and settings

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- Analyze platform usage and performance

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- Deliver targeted advertising

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- Enhance security

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You can control cookies through your browser settings, but disabling cookies may limit your ability to use certain features of the platform.

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~#~## 12.6 Data Security

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We implement reasonable technical, administrative, and physical security measures to protect your information from unauthorized access, disclosure, alteration, or destruction. However, ~*~*no method of transmission or storage is 100% secure~*~*, and we cannot guarantee absolute security.

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You are responsible for maintaining the confidentiality of your account credentials.

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~#~## 12.7 Data Retention

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We retain your information for as long as necessary to:

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- Provide the platform services

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- Comply with legal obligations

- Resolve disputes

- Enforce our Terms

When information is no longer needed, we will delete or anonymize it in accordance with our data retention policies.

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~#~## 12.8 Your Privacy Rights

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Depending on your location, you may have certain rights regarding your personal information, including:

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- ~*~*Access:~*~* Request access to your personal information

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- ~*~*Correction:~*~* Request correction of inaccurate information

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- ~*~*Deletion:~*~* Request deletion of your information (subject to legal exceptions)

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- ~*~*Portability:~*~* Request a copy of your information in a portable format

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- ~*~*Objection:~*~* Object to certain processing of your information

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- ~*~*Withdrawal of Consent:~*~* Withdraw consent where processing is based on consent

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- ~*~*Opt-Out:~*~* Opt out of marketing communications

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To exercise these rights, contact us at crumbgrabbertrading@gmail.com. We will respond to requests within the timeframe required by applicable law.

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~#~## 12.9 International Data Transfers

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If you are located outside USA, your information may be transferred to and processed in other countries where we or our service providers operate. By using the platform, you consent to the transfer of your information to countries that may have different data protection laws than your country of residence.

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~#~## 12.10 Children's Privacy

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The platform is not intended for children under 18 (or the age of majority in your jurisdiction). We do not knowingly collect personal information from children. If we discover that we have collected information from a child, we will promptly delete it.

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~#~## 12.11 Changes to Privacy Policy

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We may update this Privacy Policy from time to time. We will notify you of material changes by posting the updated policy on the platform and updating the "Last Updated" date. Your continued use of the platform after changes are posted constitutes acceptance of the updated policy.

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~#~## 12.12 Contact Us

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If you have questions about this Privacy Policy or our data practices, please contact us at:

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Crumbgrabber Trading

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crumbgrabbertrading@gmail.com

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~#~# 13. GENERAL PROVISIONS

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~#~## 13.1 Entire Agreement

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These Terms, together with our Privacy Policy and any additional terms or policies referenced herein, constitute the entire agreement between you and us regarding the platform and supersede all prior agreements and understandings.

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~#~## 13.2 Severability

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If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will remain in full force and effect, and the invalid provision will be modified to the minimum extent necessary to make it valid and enforceable.

~#~## 13.3 Waiver

Our failure to enforce any provision of these Terms shall not constitute a waiver of that provision or any other provision.

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~#~## 13.4 Assignment

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You may not assign or transfer these Terms or your rights under these Terms without our prior written consent. We may assign or transfer these Terms or our rights at any time without notice.

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~#~## 13.5 Force Majeure

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We shall not be liable for any failure or delay in performance due to circumstances beyond our reasonable control, including natural disasters, war, terrorism, panics, government actions, or failures of internet or telecommunications infrastructure.

~#~## 13.6 Notices

Notices to you may be provided by email, posting on the platform, or other reasonable means. You agree that electronic notices satisfy any legal requirement that notices be in writing.

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Notices to us should be sent to:

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Crumbgrabber Trading

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crumbgrabbertrading@gmail.com

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~#~## 13.7 Relationship

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